Does A New Year Really Bring New Hope?
New year, new hope. New year, new me. New year, new dreams. New year, new goals. We hear this often, and some of us may be guilty of saying that. But after so many years, has anything changed for the…
Spending Excessively On Hobbies
I joined the military when I was 19 for 2 years, being part of the conscription programme of Singapore. I remembered I was quite good with one of the lieutenants then, who had signed on and made the military his…
The Current Residential Property Rental Market In Singapore
I have rented from others, and have been a landlord myself. Recently, due to unique circumstances, I need to vacate the place where I am staying and look for another rental property for a short term stay. I have a…
Manufactured And Commercialised Holidays
Since today is Christmas I will write a short article on this. Holidays are something both children and adults look forward to. Children could skip a day at school and adults could skip a day at work. On certain big…
Taking A Gap Year
According to Wikipedia, a gap year is basically a year long break which people take before or after their university for educational and developmental purposes, during which people travel, work, volunteer, do higher learning etc. The point of the gap…
How Should I Spend My University Days?
You have just got into university. A fresh 3 or 4 years worth of adventure waiting for you. You are free from your parents, whether you like it or not, and you are a free man or woman now. What…
Is A University Degree Worth It?
How useful is a university degree? Many parents want their children to go to university, and to those students who are able to, university seems to be a default ‘final’ stop in education before officially going out to society. But…
What Do I Do With My First $10,000?
You are a teenager or a young adult who worked hard throughout your school term, and you now have $10,000 in your pocket. You know that financial planning starts young and you do not want to wait till it is…
Bitcoin Flash Crash
Recently there was a flash crash in the crypto market. After BTC hit an all time high of about 69,000 USDT per Bitcoin, it slowly dropped but remained at a consistent level for some time. I was doing homework and…
Types Of Rental Property – Part II
In our last article we talked a lot on residential property. In this article we will talk about the different types of properties you may consider for your investment. Afterall investment in real estate does not necessarily have to be…
Types Of Rental Property – Part I
Once people has a certain amount of money they want to use for long term investments, one of the first category of investments they usually think about is property. It is not surprising, seeing how a roof over our head…
The Value Of Things
People often do not know how to differentiate the price of an item and the value of an item. The value of things is not something that can be explained easily. But in this case we will use a simple…