Sandcastles
The construction of a proper building can take anywhere from 2 to 4 years at normal speed. It involves the laying of the foundations, of reinforcing the foundations with iron bars and concrete, of piling up of stone one upon…
Category Financial Literacy
Theories And Reality
In schools we learn about theories. From Chemistry to Biology, Sociology to Economics, we all start from learning the theories and principles behind it. For the hard sciences, it is easier. The theories that have been proven long ago generally…
The Opportunities Surrounding China
夫将兵者，不战则守，不守则走，不走则逃…
Buying Gold
Few days back I went out for lunch and passed by a few jewellery shops, all of which were swamped with people trying to buy gold jewellery. As of now there are no news yet of retailers snapping up gold…
Credibility Is Important
Credibility is important not only to the individuals, but to the corporations and to the country as well. US’s credit ratings are given an AAA because of the confidence that it will be able to repay its debt. People buy…
Getting Out Of The Bottom Class – Part II
In part 1 of this 2 part-series we talked about scrimping every single cent we can in order to maximise our savings. However, just that alone will not get us out of the bottom class. To get out, we need…
Getting Out Of The Bottom Class – Part I
In every society there is always the bo…
Education, Housing And Medical
In life there are a few big ticket items we have to pay for should we want to live a decent life. Education to ensure we are knowledgeable and skilled for better employability and higher salaries. Housing, so that we…
Holding Power
Holding power is the ability to hold on to your investments without selling them, and it can greatly impact your investments. Holding power is affected by a few things – amount of borrowed money (leverage) you put in it, how…
The Scam Of Borrowing
In one of my previous articles, I cautioned readers to be wary of lending money to others. Today I am going to talk about the scam which your borrower may trick you into when borrowing and repaying your money. I…
How To Save On Taxes
Taxes, something which all of us have to pay one way or another. From the Goods and Service Tax (GST) or Value-Added Tax (VAT), from personal income tax to corporate tax, how much we pay depends on how much we…
The Flow Of Money
Covid struck the world in December 2019, and from 2020 onwards the whole world sank into a pandemic in which millions died. But instead of fighting the pandemic properly, political agents around the world made use of it to their…