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The Necessity Of Owning A Car – Part II

The Practicality of Owning A Car In Countries With Extensive Transport Network While the cars present some form of convenience, during peak hours in those busy cities, the jam is such that often times taking a train is faster. Furthermore…

  • Pencil Leads
  • 12 September 2021
  • Blog Posts, Financial Literacy

The Necessity Of Owning A Car – Part I

Owning a car seems to be a natural thing to do once your basic needs are fulfilled. In fact, car ownership is often tied with social status. More than once I have a few subordinates at work who asked me…

  • Pencil Leads
  • 8 September 2021
  • Blog Posts, Miscellaneous

Government Jobs Or Private Sector Jobs – Part II

In this topic we will only talk about the financial considerations of making a career in the private or public sector. In the last post we talked about a private sector job having a higher starting salary, perhaps in the…

  • Pencil Leads
  • 4 September 2021
  • 12 Comments
  • Blog Posts, Miscellaneous

Government Jobs Or Private Sector Jobs – Part I

The moment we graduate from school, or even before we graduate, we are faced with one question: What should I work as? Jobs can be widely classified into 2 categories – public sector jobs (Government jobs) or private sector jobs.…

  • Pencil Leads
  • 2 September 2021
  • 17 Comments
  • Blog Posts, Financial Literacy

Tracking Your Expenses

Every month, we get our salary and tell ourselves we will need to save up. Yet at the end of every month, we realise that we have not saved as much as we would like, if we even managed to…

  • Pencil Leads
  • 31 August 2021
  • 9 Comments
  • Blog Posts, Extra Income

Creating An Extra Income Source – Part IV

Following the posts on doing business and investments, this last post of the series will touch on the safest and most traditional method of them all – exchanging labour for money. In short, working. After your full time day job,…

  • Pencil Leads
  • 29 August 2021
  • Blog Posts, Extra Income, Investments and Trading

Creating An Extra Income Source – Part III

If you are not cut out to run a small business, the next logical option to consider, although definitely not the only option left, is investments and trading. But that being said, the financial markets is a zero sum game.…

  • Pencil Leads
  • 28 August 2021
  • Blog Posts, Business, Extra Income

Creating An Extra Income Source – Part II

In our last post I talked about why we should go for additional income in our path towards financial freedom. I listed out 4 ways, of which while one is not limited to only one of them, the advice is…

  • Pencil Leads
  • 27 August 2021
  • Blog Posts, Extra Income, Financial Literacy

Creating An Extra Income Source – Part I

Many of us hold only a full time job, and that’s it. After work, we go out with friends, we chill at home, we do everything but work. We thought: I have worked the whole day! I deserve some rest!…

  • Pencil Leads
  • 26 August 2021
  • Blog Posts, Financial Literacy

Financial Investment Starts Young

An average human in a country not ravaged by famine or war has about 80 years to live, of which the first 20 years should be spent growing up and learning to be independent and the last 20 are spent…

  • Pencil Leads
  • 25 August 2021
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