Buying A House
Buying a house is one of the major 3 spending of young couples – the first being the wedding ceremony, the second being buying a house and thirdly, having children. We have explored the topic of spending lavishly on weddings…
Spending Lavishly On Weddings
Note: This topic is about discouraging spending lavishly on wedding celebrations, not discouraging having a decent wedding. Wedding celebrations, to many first time grooms and brides, is a once in a lifetime event which they wanted to be memorable. The…
Third Party Scams
Recently I met a person who was caught in a third party scam while trying to buy the crypto currency USDT and lost $15,000. It was 6 months worth of his savings. Among the people I know, including myself, there…
The Necessity Of Owning A Car – Part II
The Practicality of Owning A Car In Countries With Extensive Transport Network While the cars present some form of convenience, during peak hours in those busy cities, the jam is such that often times taking a train is faster. Furthermore…
The Necessity Of Owning A Car – Part I
Owning a car seems to be a natural thing to do once your basic needs are fulfilled. In fact, car ownership is often tied with social status. More than once I have a few subordinates at work who asked me…
Government Jobs Or Private Sector Jobs – Part II
In this topic we will only talk about the financial considerations of making a career in the private or public sector. In the last post we talked about a private sector job having a higher starting salary, perhaps in the…
Government Jobs Or Private Sector Jobs – Part I
The moment we graduate from school, or even before we graduate, we are faced with one question: What should I work as? Jobs can be widely classified into 2 categories – public sector jobs (Government jobs) or private sector jobs.…
Tracking Your Expenses
Every month, we get our salary and tell ourselves we will need to save up. Yet at the end of every month, we realise that we have not saved as much as we would like, if we even managed to…
Creating An Extra Income Source – Part IV
Following the posts on doing business and investments, this last post of the series will touch on the safest and most traditional method of them all – exchanging labour for money. In short, working. After your full time day job,…
Creating An Extra Income Source – Part III
If you are not cut out to run a small business, the next logical option to consider, although definitely not the only option left, is investments and trading. But that being said, the financial markets is a zero sum game.…
Creating An Extra Income Source – Part II
In our last post I talked about why we should go for additional income in our path towards financial freedom. I listed out 4 ways, of which while one is not limited to only one of them, the advice is…
Creating An Extra Income Source – Part I
Many of us hold only a full time job, and that’s it. After work, we go out with friends, we chill at home, we do everything but work. We thought: I have worked the whole day! I deserve some rest!…