孙子曰：凡用兵之法，驰车千驷，革车千乘，带甲十万，千里馈粮，则内外之费，宾客之用，胶漆之材，车甲之奉，日费千金，然后十万之师举矣。 Sun Tzu said: When going into battle, to prepare a thousand war vehicles, a thousand heavy transport vehicles, a hundred thousand soldiers, a supply line of a thousand li (approx 500km), daily expenses, travelling fees for messengers, repair materials,…
I graduated with a degree in Statistics. I remembered once when doing a school project, I told my team leader: ‘Tell me the results you want and I will churn out the necessary statistics for you.’ Statistics manipulation have been…
Credibility is important not only to the individuals, but to the corporations and to the country as well. US’s credit ratings are given an AAA because of the confidence that it will be able to repay its debt. People buy…
In part 1 of this 2 part-series we talked about scrimping every single cent we can in order to maximise our savings. However, just that alone will not get us out of the bottom class. To get out, we need…
In every society there is always the bottom class. The family so poor they cannot afford anything decent and the kid who often goes hungry. I have seen people climb up from that situation by themselves as an individual, but…
In life there are a few big ticket items we have to pay for should we want to live a decent life. Education to ensure we are knowledgeable and skilled for better employability and higher salaries. Housing, so that we…
Holding power is the ability to hold on to your investments without selling them, and it can greatly impact your investments. Holding power is affected by a few things – amount of borrowed money (leverage) you put in it, how…
In one of my previous articles, I cautioned readers to be wary of lending money to others. Today I am going to talk about the scam which your borrower may trick you into when borrowing and repaying your money. I…
On 6 July 2022, Russia rushed through 2 bills to introduce special economic measures in Russia to support its war on Ukraine. As mentioned in my post regarding the mechanics of black market, during war, the country’s machineries are geared…
Taxes, something which all of us have to pay one way or another. From the Goods and Service Tax (GST) or Value-Added Tax (VAT), from personal income tax to corporate tax, how much we pay depends on how much we…
Covid struck the world in December 2019, and from 2020 onwards the whole world sank into a pandemic in which millions died. But instead of fighting the pandemic properly, political agents around the world made use of it to their…
Since ancient times, humans have continually waged war against each other. Numerous attempts have been made to unify the world, although in our modern day context, the world back then probably meant a country (China) or a continent (Europe). Wars…