The iPhone
I wrote this article 12 years ago on 15 October 2010 as a very young adult, for the very young adults. Back then my readers were of the same age as me. Today I am re-publishing it here not because…
I wrote this article 12 years ago on 15 October 2010 as a very young adult, for the very young adults. Back then my readers were of the same age as me. Today I am re-publishing it here not because…
Recently I have a friend who came to me for advice. She is a foreigner who graduated in Singapore with a Masters degree, and went on to find a job in a multi-national company (MNC) in Singapore. Her direct supervisor,…
Few years back I was talking to a junior staff about the need to know current affairs, and he asked me this question: “Why should I know current affairs? I just work at my job, save up and live my…
Today we will talk about something light-hearted, non-financial but practical for everyone. In one of my previous articles, I talked about the financial and investment considerations when buying a house. Today we will talk about other non-financial factors, which either…
This is not a religious piece, nor am I promoting Christianity, but to use the example of the inner workings of a church to explain an elaborate scam. There will be some concepts of Christianity that is essential to this…
In one of my previous articles, I cautioned readers to be wary of lending money to others. Today I am going to talk about the scam which your borrower may trick you into when borrowing and repaying your money. I…
Few days back I had dinner with a university undergraduate, who have 2 more years to go before graduation. He mentioned that he was very lost as to what to do and felt that he was incapable of doing a…
In the past few articles I have focused on the wider perspective of things, from the scam of a dream our countries sell us to not paying for stupidity tax, from understanding how the black market works to seeing through…
When I was a child, I could not understand when people said, ‘Money is difficult to earn’. Later when I had my first part time job as a waiter, I remembered thinking that earning money was not that difficult afterall.…
When I was in my late 20s, I wanted to go overseas and carve out a path for myself. I wanted to see the big world out there and gain an experience for myself, with the final goal of getting…
Many people may already be familiar with how MLM works, so this article is more for those who have yet to fully come out of society, or are just fresh out of school and about to come into contact with…
In 1957, Dr. Curt Richter from John Hopkins did an experiment with rats. By placing a few rats in a bucket or jar of water with no way out, he watched how long the rats would last before drowning. Do…