Paying For What You Do Not Need
Once when I was in my teens, I was talking to a fellow older colleague about handphones. It was still the era before Android, during a time when Nokia and Sony Ericssson was still in the market. My colleague was…
Pencil Leads
The Cost Of Being Poor
Some of you may have heard of Captain Vimes’ boots theory of social-economic unfairness. This originally came from a novel, but what it said made so much sense that it became popular. In essence, it is saying that the rich…
Does A New Year Really Bring New Hope?
New year, new hope. New year, new me. New year, new dreams. New year, new goals. We hear this often, and some of us may be guilty of saying that. But after so many years, has anything changed for the…
Spending Excessively On Hobbies
I joined the military when I was 19 for 2 years, being part of the conscription programme of Singapore. I remembered I was quite good with one of the lieutenants then, who had signed on and made the military his…
The Current Residential Property Rental Market In Singapore
I have rented from others, and have been a landlord myself. Recently, due to unique circumstances, I need to vacate the place where I am staying and look for another rental property for a short term stay. I have a…
Manufactured And Commercialised Holidays
Since today is Christmas I will write a short article on this. Holidays are something both children and adults look forward to. Children could skip a day at school and adults could skip a day at work. On certain big…
Taking A Gap Year
According to Wikipedia, a gap year is basically a year long break which people take before or after their university for educational and developmental purposes, during which people travel, work, volunteer, do higher learning etc. The point of the gap…
How Should I Spend My University Days?
You have just got into university. A fresh 3 or 4 years worth of adventure waiting for you. You are free from your parents, whether you like it or not, and you are a free man or woman now. What…
Is A University Degree Worth It?
How useful is a university degree? Many parents want their children to go to university, and to those students who are able to, university seems to be a default ‘final’ stop in education before officially going out to society. But…
What Do I Do With My First $10,000?
You are a teenager or a young adult who worked hard throughout your school term, and you now have $10,000 in your pocket. You know that financial planning starts young and you do not want to wait till it is…