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Getting Out Of The Bottom Class – Part I

In every society there is always the bottom class. The family so poor they cannot afford anything decent and the kid who often goes hungry. I have seen people climb up from that situation by themselves as an individual, but…

  • Pencil Leads
  • 29 July 2022
  • Blog Posts, Financial Literacy, Miscellaneous

Education, Housing And Medical

In life there are a few big ticket items we have to pay for should we want to live a decent life. Education to ensure we are knowledgeable and skilled for better employability and higher salaries. Housing, so that we…

  • Pencil Leads
  • 25 July 2022
  • Blog Posts, Financial Literacy, Investments and Trading

Holding Power

Holding power is the ability to hold on to your investments without selling them, and it can greatly impact your investments. Holding power is affected by a few things – amount of borrowed money (leverage) you put in it, how…

  • Pencil Leads
  • 22 July 2022
  • Blog Posts, Financial Literacy, Miscellaneous, My Own Journey

The Scam Of Borrowing

In one of my previous articles, I cautioned readers to be wary of lending money to others. Today I am going to talk about the scam which your borrower may trick you into when borrowing and repaying your money. I…

  • Pencil Leads
  • 18 July 2022
  • Blog Posts, Current Affairs

Russia’s Wartime Economic Controls

On 6 July 2022, Russia rushed through 2 bills to introduce special economic measures in Russia to support its war on Ukraine. As mentioned in my post regarding the mechanics of black market, during war, the country’s machineries are geared…

  • Pencil Leads
  • 14 July 2022
  • Blog Posts, Financial Literacy, Saving Money

How To Save On Taxes

Taxes, something which all of us have to pay one way or another. From the Goods and Service Tax (GST) or Value-Added Tax (VAT), from personal income tax to corporate tax, how much we pay depends on how much we…

  • Pencil Leads
  • 13 July 2022
  • Blog Posts, Current Affairs, Financial Literacy

The Flow Of Money

Covid struck the world in December 2019, and from 2020 onwards the whole world sank into a pandemic in which millions died. But instead of fighting the pandemic properly, political agents around the world made use of it to their…

  • Pencil Leads
  • 9 July 2022
  • Blog Posts, Business, Financial Literacy, Investments and Trading

Buy Resources, Not Products

Since ancient times, humans have continually waged war against each other. Numerous attempts have been made to unify the world, although in our modern day context, the world back then probably meant a country (China) or a continent (Europe). Wars…

  • Pencil Leads
  • 5 July 2022
  • Blog Posts, Financial Literacy

The Real Cost Of Inflation

One of my favourite PC games was the Massive Multiplayer Online Role Playing Game (MMORPG, or MMO in short) called Perfect World. It is an MMO from China. As with other MMOs, there was a lot of grinding to be…

  • Pencil Leads
  • 1 July 2022
  • Blog Posts, Miscellaneous, My Own Journey

What To Do After University

Few days back I had dinner with a university undergraduate, who have 2 more years to go before graduation. He mentioned that he was very lost as to what to do and felt that he was incapable of doing a…

  • Pencil Leads
  • 28 June 2022
  • Blog Posts, Business, Extra Income, My Own Journey

Increasing Your Following

In the past few articles I have focused on the wider perspective of things, from the scam of a dream our countries sell us to not paying for stupidity tax, from understanding how the black market works to seeing through…

  • Pencil Leads
  • 24 June 2022
  • Blog Posts, Miscellaneous, My Own Journey

Frustrations At Work

When I was a child, I could not understand when people said, ‘Money is difficult to earn’. Later when I had my first part time job as a waiter, I remembered thinking that earning money was not that difficult afterall.…

  • Pencil Leads
  • 20 June 2022
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