Leverage
When I was in the insurance line (for only half a year), I once was talking to a fellow colleague (“A”) who mentioned about his conversation with his friend (“B”). With a tone as if he was full of knowledge,…
Category Financial Literacy
Using Credit Cards
Credit cards, something which was exclusive to those high earners in the past (you may have heard of the term Gold Card, Silver Card) and a symbol of status, has now evolved to be something which everyone is able to…
The Risk Of Adopting Too Early
Squid Game, an immensely popular Korean drama on Netflix that talks about a bunch of people playing a survival game, where the last man (or woman) standing would be awarded an insanely huge sum of money. With the recent rise…
Insurances – Part V
Today I will cover other portions of the common insurance plans you may have considered or are considering. Hospitalisation Plan As mentioned in the very first part of the series, get this plan if you do not live in a…
Insurances – Part IV
In the previous article, we talked about savings plan. Insurance-Linked Plans (ILPs) are similar quite similar. For one, they have the same commission payouts to agents. Many people do not know about ILPs, so when someone told an agent they…
Insurances – Part III
One of the favourite insurance plans agents like to introduce or convince people to buy is that of a savings plan or an Investment-Linked Plan (ILP). Savings plan, is like what its name suggested – a savings plan but with…
Insurances – Part II
There are many types of insurances on the market, but today we will only talk about the common ones we may wish to consider and my opinion of them. Life Insurances Life insurances are basically buying on your own death.…
Insurances – Part I
Insurances, something which many bought and something which many do not care about. There are those who swear by it and those who said they are a scam. Especially in countries where there are no welfare benefits, insurances become more…
Taking Care Of Parents
Many people does not realise it, but taking care of parents is a practical issue for most of us in terms of financial commitment. If all things goes as normal, ie your parents take decent care of you and supported…
Success Is A Series Of Correct Decisions
Recently I heard of a friend who lost his job, then tried to start a business and failed. I do not know much about what he is doing now (afterall people tend to keep these kind of non-glamourous things quiet)…
The Truth About Fine Art?
I am not familiar with the fine arts scene but I know all along there is something shady going on with buying a whole piece of blue painting for tens of millions. But my knowledge went as far as knowing…
Buying A House
Buying a house is one of the major 3 spending of young couples – the first being the wedding ceremony, the second being buying a house and thirdly, having children. We have explored the topic of spending lavishly on weddings…