Category Miscellaneous

How useful is a university degree? Many parents want their children to go to university, and to those students who are able to, university seems to be a default ‘final’ stop in education before officially going out to society. But…

As mentioned in one of my first articles, many of us commoners start off from the same level playing field – from an average background, receiving education in a free and peaceful society, having a healthy body and average intelligence.…

‘If I had known’ is a phrase which many of us have said it ourselves, and have heard many others said it. It is a lamentation of the fact that we cannot predict the future, and hence unable to make…

When I was 15 years old, I once lent $20 to another school mate in the same club. We were both in the robotics club. At that time he claimed he needed money to buy a guitar bag as it…

Recently this come across in my Facebook post a few times and it was shared by quite a few people, so I thought I would write a post on this. At first look what this person said echoes with many…

Recently I met a person who was caught in a third party scam while trying to buy the crypto currency USDT and lost $15,000. It was 6 months worth of his savings. Among the people I know, including myself, there…

In this topic we will only talk about the financial considerations of making a career in the private or public sector. In the last post we talked about a private sector job having a higher starting salary, perhaps in the…

The moment we graduate from school, or even before we graduate, we are faced with one question: What should I work as? Jobs can be widely classified into 2 categories – public sector jobs (Government jobs) or private sector jobs.…