Bitcoin first came out in 2009, and soon after a few other coins came out. Quickly gaining traction among the circle of blockchain and decentralisation enthusiasts, crypto currency soon became a hot topic and became a financial instrument by itself,…
The last step in the skeletal plan of working towards financial freedom is mainly just about persisting. Everybody can run 100m, but running 42km is a feat accomplished by a few. Even if you can run 100m in 10 seconds,…
Now that you have saved up a portion of your money, your next step will definitely be growing your money. At this stage most people will tell you that passive income is the way to go, letting your money work…
In the last article we talked about earning money as the first step towards financial freedom. Assuming we have already done that, that is getting a job and more, we are now ready to proceed with the next step. The…
For commoners like me who do not have a strong family background, achieving financial freedom is a very big but still achievable goal. One that requires a lot of time, effort and sacrifice. The process takes place over the span…
Once when I was in my teens, I was talking to a fellow older colleague about handphones. It was still the era before Android, during a time when Nokia and Sony Ericssson was still in the market. My colleague was…
Some of you may have heard of Captain Vimes’ boots theory of social-economic unfairness. This originally came from a novel, but what it said made so much sense that it became popular. In essence, it is saying that the rich…
New year, new hope. New year, new me. New year, new dreams. New year, new goals. We hear this often, and some of us may be guilty of saying that. But after so many years, has anything changed for the…
I joined the military when I was 19 for 2 years, being part of the conscription programme of Singapore. I remembered I was quite good with one of the lieutenants then, who had signed on and made the military his…
I have rented from others, and have been a landlord myself. Recently, due to unique circumstances, I need to vacate the place where I am staying and look for another rental property for a short term stay. I have a…
You have just got into university. A fresh 3 or 4 years worth of adventure waiting for you. You are free from your parents, whether you like it or not, and you are a free man or woman now. What…
You are a teenager or a young adult who worked hard throughout your school term, and you now have $10,000 in your pocket. You know that financial planning starts young and you do not want to wait till it is…