In the last article we talked about earning money as the first step towards financial freedom. Assuming we have already done that, that is getting a job and more, we are now ready to proceed with the next step. The…
For commoners like me who do not have a strong family background, achieving financial freedom is a very big but still achievable goal. One that requires a lot of time, effort and sacrifice. The process takes place over the span…
In Chinese there is a saying called 養兒防老, which basically means raising a child (a son, specifically) defends against old age. In traditional Chinese culture, and perhaps in many other culture as well, the sons are the ones who will…
Many people aim to leave behind as large an inheritance as possible for their children upon their death. The logic is very simple. After they die, the wealth (or whatever money and assets they owned) they pass on to their…
Once when I was in my teens, I was talking to a fellow older colleague about handphones. It was still the era before Android, during a time when Nokia and Sony Ericssson was still in the market. My colleague was…
Some of you may have heard of Captain Vimes’ boots theory of social-economic unfairness. This originally came from a novel, but what it said made so much sense that it became popular. In essence, it is saying that the rich…
New year, new hope. New year, new me. New year, new dreams. New year, new goals. We hear this often, and some of us may be guilty of saying that. But after so many years, has anything changed for the…
I joined the military when I was 19 for 2 years, being part of the conscription programme of Singapore. I remembered I was quite good with one of the lieutenants then, who had signed on and made the military his…
I have rented from others, and have been a landlord myself. Recently, due to unique circumstances, I need to vacate the place where I am staying and look for another rental property for a short term stay. I have a…
Since today is Christmas I will write a short article on this. Holidays are something both children and adults look forward to. Children could skip a day at school and adults could skip a day at work. On certain big…
According to Wikipedia, a gap year is basically a year long break which people take before or after their university for educational and developmental purposes, during which people travel, work, volunteer, do higher learning etc. The point of the gap…
You have just got into university. A fresh 3 or 4 years worth of adventure waiting for you. You are free from your parents, whether you like it or not, and you are a free man or woman now. What…