The Business Of Debt
This is a very short tale of the business of debt. Tom wants to marry Toodles and set up a family with her. To do that he needs to buy a house, for that is the Asian culture. Both of…
Category Financial Literacy
The Business Opportunities In A Recession
West Europe has long been a champion of green energy. In fact, they pride themselves on using a variety of clean energy in a polluted world. However, due to the Russian-Ukraine war and Germany’s political stand, Germany now has no…
Consumerism
Consumerism basically is a phenomenon of individuals spending and acquiring things way beyond their basic needs. This spending and acquisition of goods or services will elevate an individual’s well-being or happiness. For example, the never-ending shopping and buying of clothes…
Red Alert – Part II
In Part I we used the classic game Red Alert to reference our battle to reach financial freedom. Today we will continue using Red Alert as an analogy to go deeper into detail the things we could do. Analogies are…
Red Alert – Part I
In any war games, be it Starcraft or Red Alert or even Civilization, the general strategy for a win is to gather as much resources as we can in the shortest possible time, produce enough war machines and attack before…
The Shield And The Weapon Called Freedom
In 1900, the Eight-Nation Alliance invaded China and plundered it. Prior to that in 1884, the corrupted Qing Dynasty which ruled China at that time and led by Empress Dowager Cixi, spent a huge sum of money on reconstructing and…
Money Laundering
Singapore recently conducted an operation involving more than 400 police officers and arrested 10 people suspected in money laundering. The cash and assets confiscated are worth about 1 billion SGD (approx 736 million USD). This piece of news shocked many…
The Resources We Are Allocated
Ever society is made up of a pyramid-shaped structure – be it power or money. The masses are at the bottom, while the few at the top control most of the society’s power and wealth. If resources are allocated equally,…
The Overall Climate For Property
This will be the last article on property for this period, having written a series on rental, 1 article on capital appreciation and even side-tracked 1 article on fengshui. Today we will zoom out further on the economy. While no…
Residential Property For Capital Appreciation
In our previous series we talked about rental play in the residential property market. But at the same time we also saw that there are limitations, especially if one is not rich enough to get a second house nor have…
Playing The Residential Property Market – Part III
In the first article we talked about the overall big picture when choosing the location of a house, such as which general area we should choose by looking at the zoning and plans of the government’s city planning agency. In…
Playing The Residential Property Market – Part II
Continuing from the first article, where we talked about choosing the right locations, today we will deal with the hated numbers. Numbers are important because first it determines the risk we are taking, second the time to breakeven and thirdly…