Retrenchment exercises have been getting more and more frequent lately. Within the private sector, people who are still surviving in the companies are gradually becoming more worried about their future, especially if they have loans to pay off, a family…
Property investment is one of the default investment types people go for. I have talked about this topic from rental to capital appreciation, from the various types of properties to the factors which you should consider when buying one, so…
This is a very short tale of the business of debt. Tom wants to marry Toodles and set up a family with her. To do that he needs to buy a house, for that is the Asian culture. Both of…
Health is wealth. Everyone knows this simple concept by head, but not many practise as if they believe in it. In the journey to financial freedom, many would inevitably arrive at this crossroad where they have to choose between advancing…
TFIP 2023 is over. Offers have been sent out and training will start in February 2024. As with all cases, only a handful succeeded in getting a placement in the programme. We do not know yet whether there will be…
The hot topic in the recent science and technology sector is that of artificial intelligence. While the topic of artificial intelligence has been around for the longest time in movies, in talks and by incremental developments in the technological sector,…
Apollo, one of the Twelve Olympians, although is a god of many titles, is best known as the sun god. In the Temple of Apollo, 150 Delphic maxims (set of moral precepts) were inscribed. Of the 150, the most famous…
For many parts of the world, especially countries like Singapore, the rental market has been hot. Rental prices have nearly doubled compared to 5 years ago, with its increase the most significant during the Covid period. Many people who own…
Consumerism basically is a phenomenon of individuals spending and acquiring things way beyond their basic needs. This spending and acquisition of goods or services will elevate an individual’s well-being or happiness. For example, the never-ending shopping and buying of clothes…
In Part I we used the classic game Red Alert to reference our battle to reach financial freedom. Today we will continue using Red Alert as an analogy to go deeper into detail the things we could do. Analogies are…
In any war games, be it Starcraft or Red Alert or even Civilization, the general strategy for a win is to gather as much resources as we can in the shortest possible time, produce enough war machines and attack before…
In 1900, the Eight-Nation Alliance invaded China and plundered it. Prior to that in 1884, the corrupted Qing Dynasty which ruled China at that time and led by Empress Dowager Cixi, spent a huge sum of money on reconstructing and…