Insurances – Part III
One of the favourite insurance plans agents like to introduce or convince people to buy is that of a savings plan or an Investment-Linked Plan (ILP). Savings plan, is like what its name suggested – a savings plan but with…
Pencil Leads
Insurances – Part II
There are many types of insurances on the market, but today we will only talk about the common ones we may wish to consider and my opinion of them. Life Insurances Life insurances are basically buying on your own death.…
Insurances – Part I
Insurances, something which many bought and something which many do not care about. There are those who swear by it and those who said they are a scam. Especially in countries where there are no welfare benefits, insurances become more…
If I Had Known
‘If I had known’ is a phrase which many of us have said it ourselves, and have heard many others said it. It is a lamentation of the fact that we cannot predict the future, and hence unable to make…
Lending Money To Others
When I was 15 years old, I once lent $20 to another school mate in the same club. We were both in the robotics club. At that time he claimed he needed money to buy a guitar bag as it…
Taking Care Of Parents
Many people does not realise it, but taking care of parents is a practical issue for most of us in terms of financial commitment. If all things goes as normal, ie your parents take decent care of you and supported…
The Practicality Of Personal Financial Management
Recently this come across in my Facebook post a few times and it was shared by quite a few people, so I thought I would write a post on this. At first look what this person said echoes with many…
Success Is A Series Of Correct Decisions
Recently I heard of a friend who lost his job, then tried to start a business and failed. I do not know much about what he is doing now (afterall people tend to keep these kind of non-glamourous things quiet)…
[04102021] Crypto Updates
Some of you might have heard, but Binance has been the target of quite a few countries. Most recently, the Monetary Authority of Singapore (the Monetary Regulatory of Singapore, “MAS”) whacked Binance, and Singapore users has been informed that as…
China’s Electricity Shortage
Few days ago, there is this big news of China’s electricity shortage. There are articles all around, so I will only share one here. In summary, the official reason is that China wanted to curb greenhouse emissions in line with…