Now that you have saved up a portion of your money, your next step will definitely be growing your money. At this stage most people will tell you that passive income is the way to go, letting your money work…
In the last article we talked about earning money as the first step towards financial freedom. Assuming we have already done that, that is getting a job and more, we are now ready to proceed with the next step. The…
For commoners like me who do not have a strong family background, achieving financial freedom is a very big but still achievable goal. One that requires a lot of time, effort and sacrifice. The process takes place over the span…
Once when I was in my teens, I was talking to a fellow older colleague about handphones. It was still the era before Android, during a time when Nokia and Sony Ericssson was still in the market. My colleague was…
Some of you may have heard of Captain Vimes’ boots theory of social-economic unfairness. This originally came from a novel, but what it said made so much sense that it became popular. In essence, it is saying that the rich…
You are a teenager or a young adult who worked hard throughout your school term, and you now have $10,000 in your pocket. You know that financial planning starts young and you do not want to wait till it is…
People often do not know how to differentiate the price of an item and the value of an item. The value of things is not something that can be explained easily. But in this case we will use a simple…
Dollar Cost Averaging (DCA) is a method used by many and sworn by many as the fail safe way to trade or invest. Basically, at every fixed time interval, be it 1 week, 1 month or 1 year, you put…
The crypto market is very hot right now, and it has been getting traction, gaining popularity and has an increasing total market cap over the years. This article will explain the basics of crypto, in as a layman term as…
When I was in the insurance line (for only half a year), I once was talking to a fellow colleague (“A”) who mentioned about his conversation with his friend (“B”). With a tone as if he was full of knowledge,…
Credit cards, something which was exclusive to those high earners in the past (you may have heard of the term Gold Card, Silver Card) and a symbol of status, has now evolved to be something which everyone is able to…
Squid Game, an immensely popular Korean drama on Netflix that talks about a bunch of people playing a survival game, where the last man (or woman) standing would be awarded an insanely huge sum of money. With the recent rise…