Getting Out Of The Bottom Class – Part II
In part 1 of this 2 part-series we talked about scrimping every single cent we can in order to maximise our savings. However, just that alone will not get us out of the bottom class. To get out, we need…
Category Miscellaneous
Getting Out Of The Bottom Class – Part I
In every society there is always the bottom class. The family so poor they cannot afford anything decent and the kid who often goes hungry. I have seen people climb up from that situation by themselves as an individual, but…
Education, Housing And Medical
In life there are a few big ticket items we have to pay for should we want to live a decent life. Education to ensure we are knowledgeable and skilled for better employability and higher salaries. Housing, so that we…
The Scam Of Borrowing
In one of my previous articles, I cautioned readers to be wary of lending money to others. Today I am going to talk about the scam which your borrower may trick you into when borrowing and repaying your money. I…
What To Do After University
Few days back I had dinner with a university undergraduate, who have 2 more years to go before graduation. He mentioned that he was very lost as to what to do and felt that he was incapable of doing a…
Frustrations At Work
When I was a child, I could not understand when people said, ‘Money is difficult to earn’. Later when I had my first part time job as a waiter, I remembered thinking that earning money was not that difficult afterall.…
How Multi-Level Marketing (MLM) Works
Many people may already be familiar with how MLM works, so this article is more for those who have yet to fully come out of society, or are just fresh out of school and about to come into contact with…
Stupidity Tax
Stupidity tax is the cost incurred due to one’s ignorance. Ignorance is not bliss. It cost something. Sometimes it is people’s lives, sometimes it is people’s future, and often times in a less serious case it is the extra money…
Be Adaptive In The Ever Changing World
Before the period of the Covid pandemic, many buffet restaurants operated on a self-help basis. Customers will just go to the food area on their own and take whichever food they would like back to their table. Be it cooked…
You Are Only As Capable As The Platform Allows
My job is that of a shift leader. To describe simply, I manage a team of 7 staff on my shift. Together with my team we manage about a group of workers as we work towards a certain objective. There…
The Next Generation
During the era of my great-grandfather, there was war. To die was a common fate. To survive was top priority. They did what they could to secure a chance for their children to survive, be it by fleeing the land…
What To Do If You Suddenly Lost Your Job
In one of my earlier posts, I gave certain tips on how we can prepare in advance for an upcoming recession. But what if you do not have enough time to prepare for it, or if you simply do nothing…